When learning about a new topic for the first time, it is often best to find a mentor or someone to guide you through the process of becoming acquainted with the subject. They can bring perspectives and details only someone well-versed in that field can provide.
When you’re first getting started with a property damage insurance claim, it can be overwhelming. There’s so much to know that it seems almost impossible to wade through the sea of information in front of you.
One such educator is Stephanie Corona, senior public adjuster and co-founder of ClaimsMate, empowering policyholders with knowledge and insights to navigate the insurance claims process effectively.
First, let’s look at a few factors that make a good public adjuster.
Licenses are a great way to verify the qualifications of someone you want to hire. The requirements vary by state, so make sure to take a look at your state’s requirements.
The fees should be reasonable but not too cheap. There are some things in life that should not be too inexpensive – take a helicopter ride, for example; the typical price for two people with a pilot for an hour’s helicopter ride is approximately $300. If that price was only $50, you might be worried about your safety up in the air.
Public adjusters typically do not get paid until you have settled your claim with the insurance company. The settlement is almost always better with an advocate than if you do it on your own, which makes hiring them well worth the time and money.
Experience is another great thing to look for when hiring a public adjuster. Stephanie, for example, has over two decades of experience in the field. This makes her stand out even among the best in the industry.
However, the length of experience may not be the most important factor in finding the best public adjuster for your situation. If you’re dealing with a flood claim, then someone with 12 years working exclusively on roof claims from hail and wind may not be your best choice to hire.
The insurance claims process is lengthy and tough, picking the right public adjusters empowers policyholders to get the compensation they rightfully deserve from insurance companies. Stephanie and her company aim to empower individuals and businesses by providing education about the insurance claims process and the role of public adjusters.
Policyholders should recognize the valuable support of a public adjuster as a crucial ally. While selecting the optimal adjuster may initially appear daunting, with the right information, navigating this decision becomes a manageable task.
